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Showing posts with label anju akka. Show all posts
Showing posts with label anju akka. Show all posts

08 March 2015

U.S. Department of Education's Direct Loan Program (anju akka 6)

Anju Akka 6 Story


Welcome to the homepage of the U.S. Department of Education's Direct Loan Program.
Students and parents can explore the site for information about the Direct Loan Program, including helpful publications and tools to help manage their Direct Loans.
Financial aid professionals at schools can find operational communications and guidance, technical documents, and related information as well as tools for administering the program at their school. There is also a special section for schools interested in joining the program.
Click on the boxes below to find the information you want.


new schoolsstudents page
professionals pageparents page

05 March 2015

Electronic System for Travel Authorization (anju akka 5)


Anju Akka 5 wella story


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Electronic System for Travel Authorization (anju akka 5)

ESTA is an automated system that determines the eligibility of visitors to travel to the United States under the Visa Waiver Program (VWP). Authorization via ESTA does not determine whether a traveler is admissible to the United States. U.S. Customs and Border Protection officers determine admissibility upon travelers’ arrival. The ESTA application collects biographic information and answers to VWP eligibility questions. 
ESTA Logo

ESTA applications may be submitted at any time prior to travel, though it is recommended that travelers apply as soon as they begin preparing travel plans or prior to purchasing airline tickets.

Making Better Hard Drives with Helium (anju akka 4)



Anju Akka 4 Story
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Helium is a wonderful element, with many uses that improve our lives outside of making balloons float and creating comedic gold when inhaled. Helium is used to cool the magnets in MRI scanners, act as a protective gas in the production of titanium, and help detect leaks in pipelines.

b2ap3_thumbnail_He6_20140127-182911_1.pngNow, helium is being used to make better hard drives.

Recently, Western Digital subsidiary HGST announced they shipped the world’s first ever helium-filled hard disk drive, the Ultrastar He6. Instead of being filled with air like any other drive, this drive is hermetically sealed and filled with helium. As a result of being filled with a gas 1/7th the density of air, the drive is lighter, only uses 5.3 watts of electricity when idle, and runs 7-9°F cooler than other high-capacity drives. Also, since the drive is hermetically sealed, it can be fully submerged in liquid, allowing for better cooling.

The biggest benefit though? It fits a whopping 6 terabytes of storage capacity in a 3.5” drive, when high-capacity HDDs of that size normally top out around 4 TB.

How Does a Drive Get 6 TB of Space?
You can increase the storage capacity of an HDD while keeping its 3.5” size by giving it:

More Platters - The Ultrastar He6 gets its boost in storage capacity by having seven platters, instead of the five that high capacity HDDs typically have.

Smaller Tracks - Space on a platter is finite, so smaller tracks on a platter mean that you can fit more of them, giving you additional storage space.

Both of these benefits require the same thing – smaller read-write heads.

An HDD’s read-write head functions like the needle on a vinyl LP. Heads take up space inside an HDD, and need ample space to move around in. High-end drives typically have two heads per platter, one for each side, so having smaller heads means more space for platters. Also, smaller heads can better fit into smaller tracks without fault. Bigger heads trying to fit into smaller track would mean less precision and more read/write errors.

So why not stick smaller heads in every drive?

Friction
The ability of the heads to move freely around the platter is crucial for performance and long term reliability. When you have platters spinning at RPMs in the thousands, and heads needing 100% precision when keeping up with them, a lot of air friction is generated. Friction, like with any device with moving parts, is bad news.

Friction causes positioning and read-write errors, and consequently contributes to long-term wear and tear by generating heat. If you simply decrease the size of the read-write heads while keeping the same level of air resistance in a drive, the heads would have more force acting against it as it cuts through the air. As time passes that additional effort the heads have to expend to function will reduce the performance and lifespan of the drive.

Enter Helium
Having a much less dense gas inside the drive like helium means that less effort is expended overcoming air resistance, making smaller heads less of a risk. Since helium is 1/7th as dense as oxygen, there are a lot fewer gas particles that the platters and heads have to cut through in order to function, greatly reducing friction.

Helium Hard Drives in the Future
Currently, the Ultrastar He6 is meant for enterprise hard drive needs, like data centers, so it’s not going to be available at your local Best Buy for the time being. Since it’s a new HDD manufacturing process, hermetically sealing drives filled with a gas more expensive than air, those who do buy it will be paying a premium, even with the 50% extra storage. However, the success or failure of this drive at the enterprise level will go a long way to determining if consumers will one day be grabbing helium hard drives off of Newegg.

21 December 2014

Overview of Insurance Industry (anju akka 3)

Anju Akka 3


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Administration of the Regulation of Insurance Industry Act
Legislation
 Regulation of the insurance industry is governed by the Regulation of Insurance Industry Act, No. 43 of 2000. Prior to the enforcement of this Act, the insurance industry was regulated by the Controller of Insurance acting under the powers vested by the Controller of Insurance Act, No. 25 of 1962. Subsequently, this Act was repealed with the introduction of the Regulation of Insurance Industry Act, No. 43 of 2000.
The Insurance Board of Sri Lanka (hereinafter referred to as the Board) has been established for the purpose of development, supervision and regulation of the insurance industry and to ensure that insurance business in Sri Lanka is carried out with integrity and in a professional and prudent manner, with a view to safeguarding the interests of the policy-holders and potential policy holders.The insurance Industry is regulated and supervised in terms of the provisions of the Regulation of Insurance Industry Act, No. 43 of 2000 (hereinafter referred to as the ‘Act’). The Board is established under this Act.From time to time several amendments have been incorporated into the principal enactment and subordinate legislation made to strengthen the insurance industry, which is dealt in detail in the Regulatory Review of this report.
Market Structure
Company Status and Changes in Capital
Insurance Companies
The minimum capital requirement for a company to seek registration was increased during the year from Rs 100 mn per class of insurance business to Rs 500 mn per class of insurance business.Risk Based Capital (RBC)
 The Baord is also in the process of introducing Risk Based Capital Model for insurance companies under the Act.  
 The successful implementation of RBC Model is expected to provide the following benefits to the insurance industry:

  • Informed basis for decision making: RBC provides a balanced approach in managing risk and reward and provides comfort for the board and external stakeholders that risks are being actively controlled.
  • Enhanced product profitability: RBC could cast the spotlight on riskier and capital-intensive products. It may provide opportunities for portfolio optimization , keener pricing and enhanced product profitability among companies
  • Improved market perception : enhanced reputation for risk management
  • Reduced costs : Operational efficiencies from better risk management
  • Best practice : risk and capital management and in particular holistic approach to risks
 The Board has also requested all insurance companies to obtain, a rating of Insurer’s Financial Strength (IFS) and the claims paying ability. Accordingly, the following insurers have obtained ratings:  

Figure 1.4 – Status on ‘listed/ non listed’ insurance companies
The Regulation of Insurance Industry (Amendment) Act, No.03 of 2011 requires an existing insurer to have itself listed on the stock exchange within a period of five years from the date of the coming into operation of the Amendment Act. Composite insurance companies would therefore, have to segregate its business into two separate companies within a period of four years prior to obtaining a listing.
The Board is working with insurance companies (IASL - Insurance Association of Sri Lanka) to identify possible challenges in relation to segregation and finding solutions to same.  
 A new insurance company registered after the amendment Act came into effect is required to list itself on the stock exchange within a period of three years of being issued with a licence by the Board.
Foreign equity participation in insurance companies has been permitted up to 100% in terms of the Gazette Notification No. 1232/14 published by the Controller of Exchange on 19 April 2002. Allianz Insurance Lanka Ltd. and Allianz Life Insurance Lanka Ltd. have 100% foreign equity participation. They are the subsidiaries of Allianz SE

11 December 2014

About IBSL (Anju Akka 2)

anju akka 2 

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The IBSL safeguards policy holders through supervisory control of Insurance Companies. Professionals with experience at IBSL advise the government on policy and laws that would make the industry remain viable, able to meet its commitments to policy holders by helping them overcome risks. 

The Board
Mrs. Indrani Sugathadasa – Chairperson
Other Members
Mr. S. R. Attygalle – Ex-Officio Member (Deputy Secretary to the Treasury)
Mr. B. D. W. A. Silva - Ex-Officio Member (Deputy Governor, Central Bank)
Mr. D.N.R. Siriwardena - Ex-Officio Member(Registrar General of Companies)
Mr. Samantha Kumarasinghe
Mr. Nalin Attygalle
Director General
Mrs. Damayanthi Fernando
Senior Management
Director (Investigation) - Mr. Sudheera Senaratne
Director (Supervision) - Mr. D M Nihal Ramanayake
Director (Finance and Administration) - Mrs. Chaya Withanawasam
Assistant Director (Supervision) - Mrs. Chamarie Ekanayake
Assistant Director (Legal) - Mr. G Rajan Nirubasingham
Powers, Duties and Functions of the Board
  • Register as insurers persons carrying on insurance business in Sri Lanka.
  • Register persons as insurance brokers.
  • Advise the Government on the development and regulation of the insurance industry.
  • Implement the policies and programmes of the Government with respect to the insurance industry.
  • Employ such officers and servants as may be necessary for the purpose of exercising, performing and discharging the powers, duties and functions of the Board.
  • Acquire and hold any property, movable or immovable and sell, lease, mortgage or otherwise dispose of the same.
  • Enter into all such contracts as may be necessary for the exercise, performance and discharge of its powers, duties and functions.
  • Carry out such other acts as may be necessary for the due exercise, discharge and performance of its powers, duties and functions under this act.

04 December 2014

Insurance Companies (anju akka )

It always pays to be prepared is a common dictum. But, it is equally true that to be prepared without recourse to adequate resources, could prove devastating in an emergency. Click on the name of the insurance company of your choice from the list of insurance companies provided here to choose the insurance product that you require to mitigate your personal and corporate risk.
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Insurance Companies Registered Under the Regulation of Insurance Industry Act No. 43 of 2000
 No.Name of the InsurerClass of InsuranceDate of
Registration
1.AIA Insurance Lanka PLC (Formerly AVIVA NDB Insurance PLC)Long Term Insurance
General Insurance
16th December 1987
29th December 1987
2.AIG Insurance Ltd.General Insurance13th December 1999
3.Allianz Insurance Lanka Ltd.General Insurance29th September 2004
4.Allianz Life Insurance Lanka Ltd.Long Term Insurance01st of July 2008
5.Amana Takaful PLCLong Term Insurance
General Insurance
01st February 2002
6.Arpico Insurance Ltd.Long Term Insurance20th October 2011
7.Asian Alliance Insurance PLCLong Term Insurance
General Insurance
08th March 2000
17th September 1999
8.Ceylinco Insurance PLCLong Term Insurance
General Insurance
11th February 1987
9.Ceylinco Takaful Ltd. (Currently Suspended)General Insurance16th May 2006
10.Continental Insurance Lanka Ltd.General Insurance18th December 2009
11.Cooperative Insurance Company Ltd.Long Term Insurance
General Insurance
18th September 1998
12.HNB Assurance PLCLong Term Insurance
General Insurance
30th August 2001
13.Janashakthi Insurance PLCLong Term Insurance
General Insurance
12th August 1994
11th September 1995
14.Life Insurance Corporation (Lanka) Ltd.Long Term Insurance18th December 2002
15.LOLC Insurance Company Ltd.Long Term Insurance
General Insurance
30th April 2010
16.MBSL Insurance Company Ltd.Long Term Insurance
General Insurance
01st April 2005
02nd August 2005
17. General Insurance
18.Orient Insurance LimitedGeneral Insurance15th October 2011
19.People's Insurance Ltd.General Insurance02nd December 2009
20.Seemasahitha Sanasa Rakshana SamagamaLong Term Insurance
General Insurance
08th July 2003
06th January 2005
21.Sri Lanka Insurance Corporation Ltd.Long Term Insurance
General Insurance
03rd February 1993
22.Union Assurance PLCLong Term Insurance
General Insurance
08th January 1987
Ceylinco Takaful Limited is prohibited from engaging in insurance business since 05th August 2009.


 
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